“It could be the difference between an approval and a rejection”: Experian, Equifax and TransUnion remove fully paid medical debt from credit reports July 1. Does this help your credit score?

Medical debt paid off rolls off consumer credit reports in an overhaul that the credit bureaus say will improve people’s financial well-being. At a time of rising interest rates and rising costs, when the scariest days of the pandemic are hopefully over, it can’t come a moment too soon for some. Equifax, Experian and TransUnion … Read more

“It could be the difference between approval and rejection”: Experian, Equifax and TransUnion remove fully paid medical debt from credit reports. Does this help your credit score?

Medical debt paid off rolls off consumer credit reports in an overhaul that the credit bureaus say will improve people’s financial well-being. At a time of rising interest rates and rising costs, when the scariest days of the pandemic are hopefully over, it can’t come a moment too soon for some. Equifax, Experian and TransUnion … Read more

Why some on Wall Street see a merger for Robinhood

Robinhood Markets , that revolutionized the online brokerage industry may be in play now that cryptocurrency exchange FTX’s interest has been made public. This could spur other potential bidders on Robinhood to one of the most anticipated deals of the year. Sam Bankman-Fried, founder and CEO of FTX, said Monday that he is excited about … Read more

Crypto Crash: Forced Selling Cooling Down; Correlation with stocks back in focus

Hi! Welcome back to Distributed Ledger, our weekly crypto newsletter, hitting your inbox every Thursday. I will guide you through the current bear markets. As usual, you can find me on Twitter at @FrancesYue_ to send feedback or let us know what you think we should cover. You can also email me to share your … Read more

More and more companies are canceling job offers

Companies in various industries are revoking job offers they made just months ago in a sign that the tightest job market in decades is cracking. Companies like Twitter Inc. Real Estate Brokerage Redfin Corp. and cryptocurrency exchange Coinbase Global Inc. have withdrawn offers in recent weeks. Employers in other sectors of the economy are also … Read more

Microsoft’s Calling It Stops Creepy Emotion Recognition Technology

Photo† John MacDougall †Getty Images† Microsoft turns its back scientifically suspicious and ethically questionable emotion recognition technology† For now at least. In a big win for privacy advocates who raised the alarm over under-tested and invasive biometric technology, Microsoft announced it plans to pull its so-called “emotion recognition” detection systems from its Azure Face facial … Read more

iPhone’s built-in music recognition feature syncs to the Shazam app on iOS 16

Since the release of iOS 14.2 in 2020, the iPhone has a built-in music recognition feature in Control Center, powered by Shazam. And with iOS 16, as well as the iOS 15.6 beta, the feature has received a small but useful upgrade. As noted by Twitter user @someone_andrewsongs identified with Music Recognition in Control Center … Read more

I pay my advisor 1% but “the only communications I receive are invoices”. So I want to regain sole control of my accounts without having to talk to him about it. Is that possible?

“I want to regain control of my accounts and manage them myself – perhaps in consultation with a paid advisor.” Getty Images Question: Eight years ago I hired a financial advisor because the rounds of layoffs at work were becoming more frequent and I wanted to know if I had enough savings to pay for … Read more

A crypto bankruptcy could be investors’ nightmare

The recent impotence of the cryptocurrency market teaches investors a painful lesson about the risks of trading digital tokens through intermediaries. A bankruptcy restructuring would be breaking new ground for crypto investors. “What can be predicted with certainty is that there will be litigation and delays,” said Adam Levitin, a Georgetown University law professor who … Read more

Crypto Crash: What Contagious Risks Could Celsius, Three Arrows Pose? Here’s what to see

The latest crisis began Sunday with Celsius, one of the largest crypto lending platforms, pausing all withdrawals, exchanges, and inter-account transfers. According to a Tuesday Wall Street Journal report, the company has reportedly hired restructuring lawyers to advise on possible solutions to its mounting financial woes. Meanwhile, rumors of potential stress at influential hedge fund … Read more